Fri 4 Jan 2008
The Hawker and the Banker
Posted by Oikono under The Closet Anthropologist , Armchair Political Scientist , Southeast Asia Forum , The Activist
(Turfan, China) Are we heading in this direction?
Having last visited Singapore 2 years ago, I expected the city to be radically different. However, the area where my family stays hardly changed and even Orchard Road looks the same. City Hall appears different, but it is in the prices that I observed the biggest change. What struck me in particular was not so much the increase in prices, but how uneven the price changes have been. This uneven price changes has distributional impacts on what I see as two diverging segments of society.
Singapore is increasingly populated by two groups of people: the Hawker and the Banker. In Singapore, hawkers refer to the people who work in large food centers selling food or drinks. A few strike it rich but most are typically uneducated and belong to the poorer segment of society. I know this because my father is one of them, selling drinks in one of the large outdoor food centers that populate the island. But the Hawker I use in this analysis is a larger segment of society: the Singaporeans who lack the education to be globally mobile and benefit from global wage levels. This group is larger than you think. It includes many local graduates who accept stagnant local wage structures, and compete with educated immigrants from China, India or Nepal for white-collar jobs. On the side of the divide are the Bankers, not just people in the financial industry, but people who have a world-class education (often international) that gives them opportunities to pursue jobs as consultants, investment bankers, traders…etc. These jobs pay a globally competitive wage – a premium often reaching two or three times the average wage of a local graduate.
What struck me about prices when I returned was how the food sold by hawkers around the area I lived has barely budged. I do not know if this phenomenon is island-wide, but it was surprising to see a plate of Char Kway Teow still at the $2 or $3 I paid when I left. I met my former boss, a distinguished economist, and he felt the same way about the unequal prices. Are the Hawkers competing in a different world? One where being local meant facing competition that erodes pricing power and depresses wages? I talked to my mother, a nurse, and she said that wages have not risen in line with inflation over the past two years. While these prices have remained stagnant, I noticed that it was not so in the city area. What I though of as a fancy night out at Crystal Jade La Mian Xiao Long Bao now came with fancier prices. I went to look at cufflinks at Alain Figaret as I liked to do. They are now 20 percent pricier.
Another night, I was at a dinner hosted by one of Banker-type firms. It was for students studying at overseas university. All of the Bankers hosting us were from distinguished American and British universities. A Singaporean student at the table flew with her family to exotic locations every holiday, sometimes over weekends, dined frequently at expensive restaurants in Singapore whose fancy names I never heard of, and could hardly pronounce. One of the Banker-types was born in Singapore, grew up in the US/UK, and never ate in a food center in Singapore. They earned the global wage, one most Singaporean undergraduates dream off. They lived in another world beyond the sight of most ordinary Singaporeans; one I did not know existed until I left Singapore.
The Economist (Economics Focus Dec 22, 2007) observed that rising income inequality in modern societies does not result in a large difference in material comforts. However, I worry about what this gap means for a society in terms of power inequality and shared experiences. Can the Banker understand the life of a Hawker? Can he empathize with their difficulties or being so far removed from them, he wonders why anyone would need social security, handouts or subsidized healthcare? Will inequality mean that we have two groups living in two Singapores: one where fine dining, exotic holidays, and posh cars define a Singaporean experience, another where hawker food, trips to Johor Bahru, and SBS dominates? Walking around Bugis, I glimpsed people sleeping on the sidewalks and I wonder.
January 5th, 2008 at 9:50 pm
Maybe S’pore is also fast becoming a M shape society like Japan and Taiwan.
http://en.wikipedia.org/wiki/M-shape_Society
PS: The Chinese language entry is much more complete.
January 5th, 2008 at 9:54 pm
Sorry the Chinese entry is here.
http://baike.baidu.com/view/766659.htm
January 5th, 2008 at 10:06 pm
Your observations are interesting.
I question about how mobile is the economic ladder in S’pore - if one works hard and preserve, is it possible to achieve success?
My own observation is that this phenomenon - as you put it nicely, the Hawker and the Banker - reflects or mirrors our political scene as well.
January 5th, 2008 at 11:54 pm
Singapore may have meritocracy but it only gets as high as the non-ministerial level. At ministerial level what they have is something like elitism.
am i correct?
January 6th, 2008 at 12:29 am
A more apt title would be “The Peasant and the Elite”.
January 6th, 2008 at 1:19 am
The PAP gahmen ignores this problem of gross inequality (all of their own making, beginning with their million-dollar salaries) at their peril. The seeds of the Singapore Revolution by its peasants have already been sown when Mrs Peanuts exclaimed that $60K/month salary for her favourite Mr Durex was “just peanuts”. Some of us remember Marie Antoinette who mentioned something similar before she was sent to the guillotine with the other French elites of that era by the revolting peasants.
January 6th, 2008 at 3:14 am
And Therein lays the beauty of Democracy.As accountability and responsibility by the Bankers decrease, The possibilities of the real majority realizing that imbalance will increase proportionately. Terms such as “Conservative minority” ,”under consideration” will be used disparately to provide a non answer to critical questions.The point is not of Getting there (rich) but of getting balance(narrowing of gap).Point in case:- The recent loss of (Australia) John Howard to the labor party.Citizenship Bribery (Taiwan) will only work to a certain extent.But that in itself have repercussions. However one must note of the 80/20 rules that have been propagated by some C motivated writer whose main goal is to create an illusion of such happenings
So the bottom line is the hawkers will choose ultimately (between imported competition and price adjustments)but only when it is too late for some(foreclosure due to non profitability).
One have to note though the Debt(credit/unreasonable escalation etc) Economy have reach our fair isle.
January 6th, 2008 at 3:40 am
It’s a fact that our elite Ministers will never be able to understand the life of the peasants!
It’s rather ironic when they start using their pig-brains to come up with all kinds of different ideas to ‘improve’ on the well-being of the less fortunate.
For example, one of our elite Minister has sneered at the peasant housewife who would rather stinge on the fee for a breast cancer check but not that for a regular hair perm.
The real question is why can’t they just make the option of free testing available. It’s not as if it would cost a bomb especially when you compare the cost with the addtional millions of dollars that are being paid to our Ministers annually.
Another example is the additional 2% GST increase supposedly to help the poor. It now appears that the additional increase is being used instead to pay for the recent hike in the Ministers’ pay packages.
When you have a system of paying sky high salaries to our ministers, the end result is that eventually it’s our peasants who will suffer the most because of frequent increase in GST, taxes, fees, charges, levies, COEs, tolls, etc. implemented by the same Ministers who will now need to justify their existence.
It will just end up in a never-ending vicious cycle!
January 6th, 2008 at 7:01 am
it is expedient to talk about meritocracy when you want to explain why some are more likely to succeed. But thats not to say that every person can succeed on sheer tenacity
January 6th, 2008 at 8:00 pm
[…] are fed, up with progress! - Oikono: The Hawker and the Banker - The Anti Neo-Democracy Theorist: Two tiers of GST “radical” according to the Straits […]
January 6th, 2008 at 9:53 pm
Very interesting article…
January 6th, 2008 at 10:05 pm
OP, I see that you’re pursuing further studies at a renowned university in the States. According to your post, your dad worked at a food centre and your mom is a nurse. Would you consider yourself a member of, to use your terms, the hawker segment or the banker segment? Don’t you see the beauty of the system?
Your mom told you about inflation and wage increase not going in tandem. But did she mention anything about the year-end bonus she got?
January 7th, 2008 at 12:02 am
excellent observations, but i must point out - such elitism exists in every society and every country. be glad we don’t have the caste systems like india!
January 7th, 2008 at 12:12 am
the 2-tier singapore society has been in existence for a while. i’ve experienced it firsthand. i come from a lower-middle class background and fortunately or unfortunately, made it into the gifted program and subsequently took up a scholarship to study abroad.
and what frequently struck me about my “peers” was how privileged most of their backgrounds were. many of my classmates lived in landed property, as opposed to me in a hdb flat, and most had their own computers, designer clothing, overseas holidays, tennis lessons and outsized allowances. they also had the benefit of highly educated parents and social circles, with all the attendant cultural advantages (speaking well, generally English-ed and Christian, assertive personalities, the importance of grades and a university education etc).
if education is the only reliable way out of the poverty trap, it is equally true that the kids from well-off families who can afford tuition, independent/private schools, speech and drama lessons, and overseas immersion trips are the ones best placed to take advantage of it.
because of my educational background, i identify more closely with my peers on the one hand, but my socio economic status hews more closely to my platoon mates in the army: i never made it to officer cadet school or even sispec; i ord’ed with a corporal rank.
i belong to a group that is really a minority’s minority, and it’s afforded me quite a different perspective on things. on a different and somewhat humorous note, the downside of straddling 2 worlds: it is seriously hard to date!
January 7th, 2008 at 8:08 am
To well…: I am not too sure about bonuses although I doubt nursing jobs come with high bonuses. I think it would be interesting to see how bonuses as a proportion of local wages is changing.
I would think of myself as a Banker (without the attendant wage since the line of work I am choosing remunerates poorly) simply because of educational background. However, I would be hard pressed to find international students of similar backgrounds at my university. Its the same problem with those from other countries.
I think the upside with Singapore’s education system is that English is at least “decently” spoken by the non-elite. Among my Korean and Hong Kong friends, simply learning to write and speak good English requires a person to be of relatively affluent backgrounds since English is not the lingua franca.
To minority of a minority: nice point on the dating part! That was funny!
January 7th, 2008 at 9:21 am
to some extent, the gap can be diminished by placing a priority on education and learning - but that needs to happen from the time kids are very young. For instance, my boyfriend comes from a family that’s probably in the lowest 30% of income levels (dad is a teacher, mum is a church education director). He didn’t grow up with overseas holidays or tennis lessons, but because they placed a high priority on education (taking kids to the public library, buying a family computer and dial-up internet access), he ended up at an Ivy League school. On full financial aid.
January 7th, 2008 at 9:41 pm
There is a problem here. Some commentors believe the conventional wisdom that schooling can, in some way, be a ‘way out’ for the underprivileged; yet at the same time, people like minority of a minority, and even the original poster note that it is very hard to break into the upper echelons of society; one can have the some of the trappings, but membership is highly selective. More than that, I think people should realize the function of the schooling system is not to promote talent, but rather, to convince the significant bulk of the population of their lack of ‘talent’, and therefore, accept the poor wages that they are perceived to be only good enough for. In Foucouldian terms, the schooling system is a means of disciplining the population to accept their lot in life.
Education, on the other hand, is another thing; it would be great if singapore could have an education system.
January 7th, 2008 at 10:04 pm
Totally agree with the fact that 2-tier society in Singapore has been in place for a long time.
My story is somewhat similar to minority of a minority. GEP kid with dad in lower middle job and huge family (bad combination because you don’t qualify for any aid / bursary and are penalised for being the 3rd/4th/5th etc kid), I remembered being the poorest kid in class (ie raise your hand if you live in a 3-room HDB flat, and you’re the only hand, and being the “subject” of your Christian classmate’s charity (free lick of her ice-cream) when she found out that your pocket money was only $0.20 per day … As a teenager, my textbooks came from NTUC distribution or they were inherited and outdated editions from the older sibling and cousins, spent free time buying leftover and near expiry date food produce to salvage for the family … no money to go to cinema and McDonalds with classmates, charity Christmas presents (underwear, socks and school supplies) from upper /upper middle-class extended family … got a scolding in front of my class from my Chinese teacher because I could not afford to buy extra exercise book for chinese composition, also could not afford 10-year series books for ‘O’ and ‘A’ levels but got on waitlist for HYP and place without scholarship at other top US universities, but did not really fit into Singapore scholar mould … ended up watching my classmates and cousins go onto brandname, prestigious universities and careers while my siblings and I had to choose the cheapest university course in NUS aka science/engineering and I ended up working 2/3 parttime jobs in truck repair workshop, in market survey, tutoring rich kids with my top-5 JC and top school credentials while trying to get the NUS BSc and work my way to a decent career because my father did not even believe in spending too much on educating his daughters.
My siblings and I worked like crazy and went on to grad school at top brandnames. I am busy trying to establish careers now. And I count bankers, CEOs/CFOs and high-flying civil servants amongst my friends and mentors.
I agree that it is a totally different world ie I have classmates who think nothing about buying an apartment in NYC for a 2-year course of study while I’m struggling to budget to keep a roof over my head and eating free food from school functions.
However, my hunger is very much sharpened by the fact that I have got both very well-off and dirt-poor relatives. From my GEP class, I absorbed the lesson that I am as smart and hardworking as the elites in Tatler, and there must be something out there for me too. From my parents and their siblings, the diversity in the eventual positioning of their income and status (think politicians and diplomats versus perpetual down and out hourly/daily-rated workers hounded by loansharks) taught me that going upwards or downwards is a possibility and I can definitely try to make a difference to my own fate.
But I also don’t deny that my safety net is much thinner than my rich / well-connected classmates. If I don’t work and strive twice as hard and have some good luck, I will fall down easily and face a much harder climb upwards again.
January 7th, 2008 at 10:26 pm
As for dating, I think miniority of a minority is right. I find it even difficult to make close friends. The privileged children think I am too angsty, and the poor think I should learn to be contented with my lot (which is truly much better than them.)
Recently, I had a conversation with a much younger sister and the brother-in-law (both belonging to the medical fraternity). My younger sister was brought up in a much different family environment(when her older siblings had done well enough for her to have her exotic holidays and expensive education in medical school, and offer her a chance at a school of her choice in another country), and my brother-in-law was from the landed property with graduate businessmen parents class. I tried to explain to them how I feel about the fate of my poorer cousins and how wasteful I felt some of my better-off cousins / siblings were. And they looked at me like I was some old dinosaur!
January 8th, 2008 at 10:09 am
Not every one in Singapore is necessarily either a banker or a hawker. For example, you have real estate agents who may have at best an O-level certificate (and thus have more in commong with the metaphorical hawker socio-culturally) but make half a million per annum. Self-employed people wouldn’t fit easily in the hawker/banker categorization scheme.
January 9th, 2008 at 2:55 am
categorisations are simply containers to help us frame things in context. I’d like to think that a more helpful categorisation would be those who have the means to leave, and those who dont.
January 9th, 2008 at 9:23 am
I feel that the really rich in Spore are actually not many. Since their arrogance make them lose their common sense, then they should fail when the environment changes. And from what I see, the M shape society should be more severe in Singapore than in Taiwan(coz i am studying in taiwan, thus my poor command of englishXD)because of the difference in the health care system
January 15th, 2008 at 12:50 am
i think one important benefit of having a hawker background is not being accustomed to the banker lifestyle and the maintenance of it. if i felt like truly living meant having exotic holidays in seven-star hotels… then i think i would be trapped by expectations to pursue the career that would afford them. instead, you are free.
January 18th, 2008 at 12:15 am
Hello there.
It is indeed true that the M-shaped society is emerging and it is worrying for the middle-income groups. It is hard for this group of people to break free from this status even with hard work. My views are based on the observations that I had when I worked as a temp staff at a statutory board. The staff there who
were polytechnic entrants are confined to their low position even if they worked hard. In contrast, those with a university degree are able to rise up the ranks. It would be unfair to say that no hard work was put in for those with a university degree, but I feel that a glass ceiling applied to those with lower qualifications is unjustified. Not being academically inclined in one’s earlier years shouldnt be used to judge one’s performance in the workplace. After all, for the case of office work, the stuff they teach you in university might not give one a comparative advantage afterall. Many of those who were unable to receive higher education are from the lower income group. As Singapore prospers, the income inequality becomes more and more apparent-the rich get richer and the poor get poorer. The problem of the M-shaped society will worsen.
August 4th, 2009 at 3:03 am
[…] change. Sometime back, I wrote about an article on income inequality in Singapore called “the Hawker and the Banker.” It struck a chord with many Singaporeans. But I now suspect that the income inequality and […]
August 4th, 2009 at 11:13 am
Unfortunately there is one more group.
The quintessential neighborhood kid (not GEP-ed/top 5 JC) who frauded his way into law school and now finds himself stuck in a world of the upper echelon where the only things keeping him sane are JB makan trips and supper at Bedok 85.
This has got to be a class within the minority of a minority.
August 4th, 2009 at 11:19 pm
Dear Cookie monster,
I would like to clarify what you meant hwen you said that the neighborhood kid frauded his way into law school. Personally I believe that this is impossible as the requirements for law school are very stringent and even if someone manages to fraud his way in, it would have been impossible for him to complete the course if he wan not talented/did not work hard.
August 5th, 2009 at 2:41 am
As it must be pretty obvious, I was that kid.
Notwithstanding the 3As and a B3, the ‘fraud’ was perpetuated during the admissions interview of course. And almost everyone who got in will know what was it he/she said that made a functional difference in the outcome, whether or not the truth was spoken.
Completing the course isn’t all that hard, given that most exams are open book. All that is required is a great deal of preparation (of materials which can be easily bought off the seniors), not necessarily entailing hard work or talent.
Essentially, I am highlighting one more class here, not dissimilar to the one alluded to by ‘minority of a minority’.
August 5th, 2009 at 2:45 am
And of course, ‘fraud’ is used loosely here, not in the way that Auditors (I know) use it.
August 28th, 2009 at 5:14 pm
[…] nearly couldn’t make it through the entire speech coz it is so f- flawed. hearing these stories makes me glad that i’d chosen to run away from it all. kinda cowardly i know. but i’ve […]